Halifax

Following the merger of Halifax and Bank of Scotland on 10th September 2001, HBOS has 22 million customers and a relationship with two out of every five households in the UK.

With assets of over £400 billion, it is the UK's largest mortgage and savings provider.

Personal loans are available for almost any purpose from £1,000 up to £25,000 and repayments can be spread over one to seven years. There are no hidden fees and monthly repayments will never vary, which makes budgeting easier.