Use the search facility below to compare loans. You'll see at a glance the loan interest rates, monthly payments and total cost of credit from hundreds of loans from all the leading UK lenders including the AA, Abbey, Alliance & Leicester, Bank of Scotland, Black Horse, Britannia, Cahoot, Direct Line, Egg, Halifax, Lombard, Marks & Spencer, MBNA, Nationwide, NatWest, Norwich Union, Northern Rock, Sainsbury, Tesco, Virgin Money and many more.

The key variable to consider when comparing loans is the interest rate (APR). The lower the interest rate, the less expensive the loan and the less you'll repay over time. However lenders differ in the way they calculate APRs so its important to compare the total amount repayable (TAR). This figure is the actual amount you will pay back so you should always go for the loan with the lowest TAR over your repayment period.

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	Single or joint application?	SingleJoint
	Loan amount required?	£
	Are you a home owner?	NoYes
	Repayment period?
	Date of birth (dd/mm/yyyy)	/ /
	Do you have any bad credit history? (CCJs, arrears, defaults)	NoYes

APR
The amount you can borrow with a personal loan usually ranges from £500 to £25,000 over a term of 6 months to 10 years. This will vary between lenders and products. The amount borrowed is subject to an interest charge, which will be quoted as a percentage. This rate is known as the Annual Percentage Rate (APR). As a general guide, you should compare loans using the APR of different products as this will help you to determine how competitive they are.

The APR of on a loan represents the true cost of a loan to you. The APR takes into account the interest rate and also any extra charges which makes it easier to compare loans when borrowing.